And one more thing to add:
Try to play it as survival game at first.
Slow, sneaky, silent, cautious…
It helps a lot with getting started and not to die as often, makes fun and lets you feel the immersion much more.
Later, it’s possible to survive many situations without no harm… Here a nice example of yesterday, where I met two fnix tanks and a lvl 1 rival apoc tank at the eastern side of the airfield. 
Absolutely great and more fun in the process! I experienced that with several ‘safe’ settings!
In this case you need time. I’ve been overwhelmed by several bots many times - and as I said earlier - 60+ and PC 
But really grateful for help of you guys, it’s great!
With 99 skill points. you should be able to fill out all of the skill trees easily with some to spare.
Personally I don’t find using cheats is particularly fun. But this isn’t a competitive game either. So cheating doesn’t hurt anyone.
You can’t go against everything you agreed not to do and then come into a forum and ask for help with your cheating.
So you belong to my category #1: right or wrong
Forget the cheating and concentrate on the game.
You can’t go against everything you agreed not to do
I agreed to nothing of this kind. Just want to play this game in a doable way.
Just to clearify:
If I’m not wrong it’s part of the EULA everyone has to agree with on first start of the game. Well, in general that’s nothing everyone everytime reads, but by checking it you accept it.
Ok, now let’s stop cheating and chatting about it. It’s not the topic. Let’s concentrate on the game, as you said.